Publications

This publication is a revision to the original publication, Understanding Internet-initiated ACH Debits which was published in 2001 when the WEB rule was created. This amended version of the original publication has resulted from a changing ecommerce landscape over the last several years, together with several changes to the WEB rule that are worth noting and understanding for your organization to offer this low-cost, alternative online payment option.Subjects covered include: (2006)
Introduction
Chapter 1 - Introduction
• Background on Internet-Initiated ACH Debits
Chapter 2 - WEB Rule Overview
• What is a WEB Entry?
• Legal Framework
• Commercially Reasonable
• Single Entry vs. Recurring Entry
Chapter 3 - Authorization and Authentication
Chapter 4 - Fraudulent Transaction Detection Systems
Chapter 5 - Establishing a Secure Internet Session
Chapter 6 - Annual Security Audit
Chapter 7 - Verifying the Validity of Routing Numbers
Chapter 8 - Electronic Bill Payment
Chapter 9 - Customer Service Issues
Chapter 10 - Risk Management
Appendix A - Implementation Checklist
Appendix B - Glossary
Appendix C - Suggested Alternative Resources